Maxaad u Baahan Tahay Inaad Ka Ogaato Canshuurta Kansarka ee Kharashka Caafimaadka
Diyaarinta cashuurta dakhligaaga? Waxaa laga yaabaa in aad raadineyso canshuur celinta inta badan ee suurtogalka ah. Daryeelka caafimaad waa qaali, sidaas darteed haddii aad qori karto kharashka daryeelkaaga caafimaad , waxaa suurto gal ah inaad hoos u dhigto biilka canshuurta.
Hase yeeshee, sharciyada IRS waa kuwo adag oo faahfaahsan. Waxaad u baahan tahay inaad fahamto kharashyada caafimaad ee canshuur laga goosanayo, nooca kharashyada laga goosan karo, iyo haddii aad haysato ama aadan haysan qarash caafimaad oo kugu filan oo canshuurta lagaa dhigi karo si aad u qiimeyso intaad ku jirto.
Laba Waddooyin Lagu Qoro Kharashyada Caafimaadka
Labada siyaabood ee loo qoro kharashyada caafimaadka waa:
- U sheeg in ay yihiin canshuurta laga jarayo marka aad soocaysid jar-jaryadaada.
Tani waa sida inta badan dadku u qori doonaan kharashkooda. Waa inaad isticmaashaa Jadwalka A ee Foomka 1040. Haddii aad qaadato qadarka caadiga ah halkii aad ka bixin lahayd wax ka jaristaada, ma qori kartid qarashka caafimaadka haddii aadan u qalmin inaad isticmaasho habka labaad. - U sheeg codsigaaga sida hagaajinta dakhligaaga.
Tani waxay hoos u dhigeysaa dakhliga guud ee isbedbedelaya oo u eg sida aad u sameysay lacag yar. Kharashyada caafimaadka ee laga dhigi karo habkan waa kuwo aan caadi ahayn laakiin waxaa ku jiri kara qarashka caymiska caafimaadka ee iskiis u shaqeysta.
Maqaalkan, waxaan eegaynaa habka ugu horreeya. Waxay kuu ogolaaneysaa inaad qorto kharashyo badan oo daaweyn ah haddii qarashkaaga caafimaad oo dhan uu kugu filan yahay, mana jiraan wax shuruud ah inaad iskaa u shaqeysato.
Miyaad leedahay Kharashka Caafimaad ee kugu filan si aad u qiimeyso intaad ku jirto?
Si loo dalbado canshuurta kharashka canshuurta ee Jadwalka A , kharashyadaada waa inaad ku darto ugu yaraan boqolkiiba 10 dakhliga guud ee la isku habeeyey.
Waxa kaliya oo aad ka goosanaysaa kharashka ka sarreeya 10% oo ka hooseeya. Tusaale ahaan, haddii dakhliga guud ee la isku hagaajiyay uu yahay $ 100,000 oo aad haysatid $ 12,000 kharashka daaweynta, waxaad helaysaa $ 2,000. $ 10,000 ugu horeysa ee kharashka caafimaadkaaga waxaa loo isticmaalaa in lagu daboolo qiimaha 10%. $ 2.000 oo soo hartay waxaa lagu dalban karaa canshuur dhimista.
Lacagta jar-jaryan ee loo isticmaalo in ay noqoto boqolkiiba 7.5 ee dakhliga guud ee la isku habeeyey, laakiin waxay kor u kacday boqolkiiba 10 sannadkii 2013. Hase yeeshee, haddii adiga ama xaaskaaga / kaaga ay ahaayeen 65 jir ama ka weyn, IRS waxay xajisey 7.5% dakhliga guud ee la isku hagaajiyay ilaa 2016. Laga bilaabo billaha 2017, boqolkiiba 10 qiimaha goynta ayaa khuseysa qof kasta.
Sharciga Daryeelka Caafimaad ee Mareykanka (AHCA), oo Jamhuuriyada Jamhuuriyadda ee May May 2017 lagu soo rogay dadaal ay ku joojinayso ACA, waxay hoos u dhigi lahayd qiimaha dhimista ilaa 5.8 boqolkiiba ee dakhliga guud ee wax laga baddalay, oo waxtar u leh illaa 2017. Sharciga ma uusan gudbin Hase yeeshee, golaha guurtida, taas oo macnaheedu yahay in xuddunta laga jarijirayo ay weli tahay 10 boqolkiiba.
Tirada Kharashka Caafimaadka?
Fikraddaada ku saabsan waxa ka soo baxa kharashka caafimaadka ayaa laga yaabaa inuu ka duwan yahay aragtida IRS. Sida laga soo xigtay IRS, "Kharashyada daryeelka caafimaadku waa inay ahaadaan kuwa ugu horreeya si loo yareeyo ama looga hortago cilad maskaxeed ama maskaxeed. Ma ku jiraan kharashyada kaliya ee faa'iido u leh caafimaadka guud, sida fiitamiinada ama fasaxyada. "Si aad u akhrido sharciga naftaada, fiiri Qeybta Dakhliga Gudaha ee gudaha 213.
Ma dalban kartid kharashyada shirkaddaada caymiska caafimaadka bixisay, ama kharashyada laguugu soo celinayo koontadaada canshuurta ee horay loo canshuuray ama xisaabta kaydka caafimaadka .
Si kale haddii loo dhigo, maya "laba dhadheer."
Haddii aad heshay daryeel caafimaad sannad gudihiis, laakiin lagu bixiyo daryeelka sanad kale, waxaad ku dalbaneysaa kharashka sanadka aad bixisay, ma aha sanadka aad heshay adeegga. Tusaale ahaan, haddii aad heshay daaweyntii dayrta ee sannadka 2015 laakiin aadan bixin kharashka daaweyntaas illaa Janaayo 2016, waxaad bixinaysaa kharashka caafimaad ee canshuurtaada 2016, oo la soo gudbiyay April 18, 2017.
Xaaladaha qaarkood, waxaad codsan kartaa kharashka caymiska caafimaadka sida kharashka caafimaadka ee laga jaro canshuurta. Wax badan ka baro " Canshuurta Caymiska Caafimaadka Ma Ka Joojin Doontaa? "Haddii aad iskaa u shaqeysato, waxaad haysataa ikhtiyaarka lagaa jarayo kharashyada aad iska bixineysid (oo aan ku jirin wax kabadan khidmadda lacagta lagu bixiyo ee laguugu bedelay, ama lacagta dheeraadka ah ee qof kasta bixinayo adiga).
Xaaladdaas, uma baahnid inaad ka hadashid lacagta lagaa jaray. Hase yeeshee, dadka aan iskaa u shaqeynin, caymiska caafimaadka ayaa lagu dabooli karaa kharashyada kale ee caafimaad si loo gaaro heerka ugu hooseeya ee lagu go'aaminayo (boqolkiiba 10 dakhliga guud ee la saxay).
Liiska gaaban ee kharashyada canshuurta ee laga jari karo canshuurta caadiga ah waxaa ka mid ah:
- Caymiskaaga caymiskaaga ee lagaa jari karo , lacag-bixinta , iyo caymiska
- Kharashka ka baxsan jeebkaaga ee daawooyinka dhakhtarku qoro (Tani kuma jirto marijuuca daawada ama dawooyinka rijeetada lagu soo dhiibay waddanka si sharcidarro ah.)
- Kharashka daaweynta nafsiga ah ama kharashka nafsiga ah
- Xadhig iyo Banditiyeyaasha
- La xiriir lenses iyo muraayadaha loo isticmaalo si loo saxo aragga
- La xiriir xalka muraayada
- Qalabka maqalka iyo batariyada gargaarka maqalka
- Sahay qalabka naaska
- Qiimaha bacriminta ee vitro
- Qalabka imtixaanka uurka
- Kharashyada daryeelka muddada-dheer (shuruudaha u qalmidda) iyo qaar ka mid ah caymiska daryeelka muddada dheer .
Liisaska IRS ee kharashyada caafimaadka ee takhasuska, ka hubi IRS Publication 502.
Takhasuska Kharashka Caafimaadka?
Guud ahaan, waxaad codsan kartaa canshuur ka qaadashada kharashyada caafimaadkaaga, kharashka xaaskaaga, iyo qarashyada kugu tiirsan.
Diidmada
Waxaan ahay RN iyo Khabiir Caymis caafimaad, maaha qareenka canshuurta, CPA, ama xirfadlaha canshuuraha. Sidan oo kale, macluumaadka lagu soo bandhigay qodobkan waa in aan loo tixgelin canshuur, dhaqaale, ama talo sharciyeed. Bedelkeeda, u adeegso si aad u cadeeysid waxa aad u baahan tahay inaad raadsato talo bixin canshuureed oo ku saabsan. Raadso talada xirfadlaha canshuuraha ama si toos ah uga hel macluumaadka IRS ka hor intaadan qaadin ficil dhaqaale. - Elizabeth Davis, RN
Ilaha:
Congress.gov. HR1628. Sharciga Daryeelka Caafimaadka Mareykanka ee 2017 (soo bandhigay Maarso 20, 2017, aqbalay Guriga Maajo 4, 2017)
Cornell Univerity Law School, Machadka Macluumaadka Sharciga, 26 US Code 213, Caafimaadka, Ilkaha, iwm Kharashyada.
Adeegga Dakhliga Gudaha. Daabacaadda 502, Kharashyada Caafimaadka iyo Ilkaha .