Sidee loo miisaamayaa kharashyada caafimaadkaaga
Qeybta B waa waxa ay dabooleyso inta badan kharashyada daryeelka caafimaadkaaga. Fahmaan inta aad ka bixin doonto jeebka iyo miisaaniyada sanadka soo socda.
Qeybta B Ka-qaadid
Sanadka oo dhan laga jarayo Qeybta B waa $ 183 ee sanadka 2018, oo aan isbeddelin sanadka 2017. Waxaa lagaa doonayaa inaad bixiso inta ka badan inta laga goynayo inta uusan Medicare bixin doonin kharashka caafimaadkaaga.
Qeybta B Lacagaha
Waxaad bixisaa khidmadaha bishii ee Medicare.
Haddii aadan bixinin lacagta joogtada ah ee caymiska waqtigaa, caymiskaaga ayaa laga qaadi doonaa. Waxaa lagu siinayaa mudo 90 maalmood ah oo aad ku bixiso lacag ka hor inta aan la joojin caymiskaaga Qeybta B.
Sannadka 2018, qiimaha mushaharka Qeybta B waxay isku mid yihiin shan meelood oo dakhliyeed ah.
Waxa isbeddelay ayaa ah naftooda dakhliga. Dad badan ayaa laga yaaba in ay la yaabaan si ay u ogaadaan in ay si aad u badan u bixiyaan dakhliga isku midka ah. Qeybta labaad ee dakhliga ee ugu horreeya waa mid aan isbeddelin, qiimaha kor u kaca qiimaha waxaa loogu talagalay in lagu dhufto kuwa leh dhaqaale weyn.
* Xasuuso in kaalmooyinka dakhliga ku saleysan yahay soo celinta canshuur celintii ugu dambaysay. Wixii 2018, fadlan tixraac sannadkaaga 2016-ka.
Qaybta B Qaybta B ee Shakhsiyaadka
Dakhliga xuduudaha dakhliga ee shakhsiyaadka ayaa hoos u dhacay $ 54,000 sannadkiiba.
| Taageerada dakhliga ee 2018 | Taageerada dakhliga ee sannadka 2017 | Kharashkaada |
| In ka yar $ 85,000 | In ka yar $ 85,000 | $ 134.00 bishiiba |
| $ 85,000 - $ 107,000 | $ 85,000 - $ 107,000 | $ 187.50 bishii |
| $ 107,000 - $ 133,500 | $ 107,000 - $ 160,000 | $ 267.90 bishii |
| $ 133,500 - $ 160,000 | $ 160,000 - $ 214,000 | $ 348.30 bishiiba |
| In ka badan $ 160,000 | In ka badan $ 214,000 | $ 428.60 bishiiba |
Haddii aad heshay $ 134,000, waxaad bixin lahayd $ 267.90 bishiiba sanadka 2017 laakiin waxay bixin doontaa $ 348.30 bishiiba sanadka 2018, oo dheeraad ah $ 965 sanadkiiba. Haddii aad heshay $ 161,000, waxaad bixin lahayd $ 384.30 bishiiba sanadka 2017 iyo $ 428.60 ee sanadka 2018, oo dheeraad ah $ 964 bishiiba.
Qaybta B Qaybta B ee Lammaanaha guurka ah
Lacagta taageerada dakhliga ee loogu talagalay lammaanaha guurka ayaa hoos u dhacay $ 108,000 sanadkiiba.
| Taageerada dakhliga ee 2018 | Dakhliga Toos ah ee sannadka 2017 | Kharashkaada |
| In ka yar $ 170,000 | In ka yar $ 170,000 | $ 134.00 bishiiba |
| $ 170,000 - $ 214,000 | $ 170,000 - $ 214,000 | $ 187.50 bishii |
| $ 214,000 - $ 267,000 | $ 214,000 - $ 320,000 | $ 267.90 bishii |
| $ 267,000 - $ 320,000 | $ 320,000 - $ 428,000 | $ 348.30 bishiiba |
| In ka badan $ 320,000 | In ka badan $ 428,000 | $ 428.60 bishiiba |
Haddii lamaane uu shaqeysto $ 268,000, waxaad bixin lahayd $ 267.90 bishiiba sanadka 2017 laakiin wuxuu bixin doonaa $ 348.30 bishiiba sanadka 2018, oo dheeraad ah $ 965 sanadkiiba. Haddii aad kasbatay $ 321,000, waxaad bixin lahayd $ 384.30 bishiiba sanadka 2017 iyo $ 428.60 ee sanadka 2018, oo dheeraad ah $ 964 bishii.
2018 Qeybta B Bixinta Qaadashada Dadka Guurka ah ee Diidaya Shakhsiyaadka
Dhamaan dakhliga oo dhan ayaa loo soo saaray dadka is qaba ee diiwaan gala shakhsi ahaan. Haddii aad kasbato ama ka hooseyso $ 85,000.
| Taageerada dakhliga ee 2018 | Taageerada dakhliga ee sannadka 2017 | Kharashyadaada 2018 |
| In ka yar $ 85,000 | In ka yar $ 85,000 | $ 134.00 bishiiba |
| In ka badan $ 85,000 | $ 85,000 - $ 129,000 | $ 428.60 bishiiba |
| In ka badan $ 129,000 |
Sanadka 2017, waxaad bixin lahayd $ 348.30 bishiiba haddii dakhligaagu uu ahaa $ 86,000. Tiradaas ayaa hadda kordhay ilaa $ 428.60, iyada oo la kordhiyay $ 964 bishii. Haddii ay soo xareeyeen hal shakhsi, waxaad bixin lahayd $ 187.50 bishii. Waa murugo in ay u maleyneyso in qof uu bixin karayo haddii ay kala tageen halkii laga kala tagi lahaa.
Sidan, shakhsiga guursaday waa kan ugu badan ee dantiisa.
Qaybta B Mabaadi'da iyo Amniga Bulshada
Lagaaguma fili karo inaad lacag dheeraad ah bixiso Medicare haddii aysan jirin wax kordhin macaashka Lambarka Bulshada. Qalabka aan khasaare la'aanta ah wuxuu ilaaliyaa qaatayaasha Lambarka Bulshada si ay u bixiyaan lacagta dheeraadka ah haddii ay buuxiyaan shuruudaha qaarkood.
- Waxaad xaq u lahayd macaashka Lambarka Bulshada tan iyo bishii Nofembar sanadkii hore.
- Lacagtaada Medicare Qaybta B ayaa si toos ah looga jaray jeeggaaga Lambarka Bulshada laga bilaabo Nofeembar sanadkii hore ilaa Janaayo sanadkan.
- Qiimaha Badbaadada Bulshada ee isbedelka nolosha (COLA) kuma filna inuu daboolo qiimaha korodhka sicirka.
- Waxaad ku jirtaa qaybta dakhliga ugu hooseeya.
Social Security COLA ee 2018 waa 2 boqolkiiba. Haddii aan la kordhin qiima dhimista ugu yaraan dakhliga ugu hooseeya, waxaa lagaa filayaa inaad bixiso qiimaha liiska. Sanadka 2017, qadarka COLA wuxuu ahaa 0.3% oo keliya, kuma filna in lagu daboolo kharashka korodhka caymiska sanadkan. Ka-faa'iideystayaasha la kulmay shuruudaha kor ku xusan waxay u oggolaadeen inay bixiyaan qiimaha celceliska Qaybta B ee sannadka 2016 ee $ 121.80 bishiiba.
Kuwa haysta laba-laboodle , Medicaid waxay bixin doonaan khidmadaha Medicare. Waxaa lagu soo oogi doonaa heerka sare ee Qaybta B.
Qaybta B Premium iyo Faa'idada Medicare
Waxaad dooran kartaa inaad hesho Medicare (Qaybta A iyo B) ama qorshaha Medicare Advantage (Qeybta C) . Qorshayaasha Medicare Advantage waxaa bixiya shirkado caymis oo gaar ah waxayna dabooli doonaan waxkasta oo ay bixiyaan 'Original Medicare' iyo wax ka badan.
Xitaa haddii aad go'aan ka gaartid qorshaha Medicare Advantage oo aad bixiso lacagta caymiska shirkadda caymiska, weli waa inaad bixisaa kharashka Qaybta B dawladda. Waa inaad ku qaadataa kharashka dheeraadka ah ee la tixgelinayo.
Qaybta B Sheegashada
Qeybta B ee caymiska waa mid aan isbeddelin. Medicare wuxuu bixiyaa boqolkiiba 80 wuxuuna bixiyaa boqolkiiba 20 marka laga reebo baaritaannada kahortaga shaybaarka. Ilaa inta uu dhakhtarkaagu aqbalayo meelaynta , tijaabada baaritaanka ka hortagga ah ayaa noqon doona bilaash.
Ereyga ka
Inta badan daryeelka caafimaadkaaga waxaa bixin doona Medicare Qaybta B. Sidoo kale, inta badan kharashyada ka baxsan jeebka waxay la xiriiri doonaan Medicare Qeybta B. Inaad ogaato waxa lagaa rabo in aad bixiso lacag bixinta, caymiska, iyo caymiska bilowga ah 2018 si loo helo miisaaniyad habboon.
> Ilo:
> Qiimaynta Kharashka-Nolosha (COLA) Macluumaadka loogu talagalay 2018. Maamulka Amniga Bulshada. https://www.ssa.gov/news/cola/
> Kharashka Qaybta B. Websiteka Medicare.gov. https://www.medicare.gov/your-medicare-costs/part-b-costs/part-b-costs.html.