Waad ka jari kartaa kharashyada caafimaad ee aan la bixin oo ka badan 7.5% ee Dakhliga Guud ee Lagu Bedelanayo haddii aad kala soocaysid jarista.
Sameynta Bixinta Inta Bixineysa Caafimaadka
Maadaama ay tahay inaad ka badato 7.5% xaddidaadda, istaraatiijiyad muhiim ah oo lagu xoojinayo kharashka caafimaadka ayaa loo yaqaan "boobka". Fikradda waa in lagu bixiyo biilasha caafimaadka ee sanadba mar intii suurtagal ah. Marka biilasha caafimaadkaaga ee sannadka ka badan yahay xaddidaadda 7.5%, dhammaan qarashyada ka sarreeya lacagtaas ayaa si buuxda looga jari karo.
Waxaad rabtaa in aad bixiso lacagaha oo dhan suurtogal ah sanadkaas halkii aad sugi lahayd illaa sanadka soo socda markaad mar kale ka weyn tahay 7.5%. Iyadoo la cunayo, waxaad guud ahaan qaadaneysaa istiraatiijiyad laba sano ah. Hal sanno oo aad bixiso kharashyada aad qaadi karto oo aad qaadatid lacagaha laga jarayo, halka sannadka ku xiga waxaad bixinaysaa kharashka la bixinayo sababtoo ah malaha inaadan ka badnayn 7.5% xaddidaadda sanadka labaad. Horey u sii qorshee si aad uga faa'iidaysato inta badan ee laga jaro.
Kharashka daaweynta ee la oggol yahay
Kharashka caafimaadka ee laga goynayo waa kharash kasta oo lagu ogaanayo, daaweynta, yareynta, daaweynta, ama ka hortagga cudur gaar ah ama daaweyn kasta oo saameysa qayb ama shaqeyn jirka. Kharashyada waa in ay ahaato cudur gaar ah oo aan ahayn kaliya guud ahaan horumarinta caafimaadka. Cilad-celinta arthritis-ku waxay ballaarisaa liisaska ka-jarista daaweynta suurtogalka ah. Qaybo badan oo kharash ah ayaa laga goosan karaa. Kharashka si fudud loo ogaan karo waxaa ka mid ah:
- kharashka dhakhtarka
- qarashka isbitaalka
- biilasha shaybaarka
- daawooyinka dhakhtar qoray
- caymiska caafimaadka
- kharashka safarka ee helitaanka daryeel caafimaad
Kharashyada kale
Fadlan fiiri Public Disclaimer 502 si aad u hesho liis dhamaystiran oo kharashyo ah oo laga yaabo inaan laga jari Karin. Kharashyada caafimaad ee la xiriirta arthritis-ka ee soo socda ayaa laga yaabaa in laga jari karo:
- Qalabka wax lagu duubo, kabadhka, bareeska, qalabeeyaha, scooter, kursiga curyaamiinta, iyo qalab kale oo caafimaad.
- Qiimaha dheeraadka ee kabaha lafaha ah ee kabaha caadiga ah.
- Dib-u-qabashada kursiga korantada ee orthopedic.
- Joodar khaas ah iyo kuraasta suxuunta sariiraha ee loogu talagalay gargaarka arthritis. (Dakhliga Xukunka 68-212)
- Qalabka caawinta qalabka iyo qalabka caawinta Kharashyada ama kharashyada dheeraadka ah ee ka sarreeya "waxyaabaha caadiga ah" sida kulaylka iyo barafka, qalabka jimicsiga, maacuunta jikada, ciddiyaha, kuwa xiran, dhar xidhashada iyo qubaysashada.
- Daaweyn by acupuncturist, liropractors, osteopaths, nin daawo Indian, ama dhakhaatiirta sayniska Christian.
- Hydrotherapy (daaweynta biyaha), irbadaha, iyo daaweynta raajada.
- Kharashka ku-meel-gaadhka ah gaariga ama guriga si awood u leh.
- Hagaajinta raasumaalka hantida marka ujeedada koowaad ay tahay baahi caafimaad (tusaalooyin: barkadda dabaasha, boorka biyaha kulul, dabeesha dabaasha, wiishka, sifooyinka gaarka ah) ayaa laga goosan karaa keliya ilaa qiimaha ka kordha qiimaha hantida. Kororka dhabta ah ee qiimaha guriga ayaa si fiican u go'aamiya qiimeynta. Kharashka loo gooyey degitaanka naafada jir ahaaneed sida jibbaarada, baararka taageerada, qalabka dhegaha gaar ah, iyo qalabka dhismaha ayaa la saadaalinayaa inaysan kordhin qiimaha guriga oo si buuxda looga jari karo.
- Qalabka guriga lagu nadiifin karo sida qaboojiyaha, kuleyliyaha, qoyaanka, nadiifiyeyaasha hawada, iyo qalabka loo isticmaalo faa'idada qof jirran.
- Daboolka gaarka ah-qurxiyo oo dhan si loo yareeyo buufiska maskaxda ee uu keeno finanka lupus.
- Daaweynta arthritis-ka ee caafimaadka aan caadi ahayn ayaa guud ahaan laga goosan karaa tan iyo IRS-gu waxay qaadatay mawqifka aan xukunka ka dhigi karin goobta caafimaadka. Bixinta lacagta takhasuska aan laxiriirneyn waa la goosan karaa haddii nooca iyo tayada adeegyadooda aysan ahayn kuwo sharci darro ah.
- Kharashka hawlaha iyo dayactirka ee hantida raasumaalka sida barkadda, spa, kuleyliyaha, nadiifiyaha hawada, iwm. Marka la eego biyaha, korontada, nadiifinta, dayactirka, dayactirka, iyo kiimikada loo baahan yahay waa qarashka qarsoon ee laga jari karo. Dhammaan kharashyada waa laga goosan karaa xitaa haddii aan midna ama qayb ka mid ah hantida caasimadda laga jaro.
- Miisaanka kontoroolka miisaanka ee uu kugula taliyo dhakhtarkaaga si loo yareeyo buufiska ku dhaca xubnaha jirka. Si kastaba ha ahaatee, ka jaritaannada loo oggol yahay cuntada cuntooyinka gaarka ah ayaa laga yaabaa in la xaddido.
Qaadashada Kharashka Barkadda Dabbaasha
Haddii dabaasha loo qoro daaweyn ama daaweyn jireed, kharashka dhisida hoolka dabbaasha ayaa laga yaabaa inuu qayb ahaan u goosan karo kharashka caafimaadka . Si kastaba ha ahaatee, IRS waxay u badan tahay in ay su'aal ka geysato jarista sababtoo ah suurtogalnimada in barkadda loo isticmaalo madadaalada.
Haddii aad muujin kartid in barkadda si gaar ah loo qalabeeyo si loo yareeyo xaaladaada oo aan guud ahaan ku haboonayn madadaalada, IRS waxay u badan tahay inay u oggolaato ka goosashada. Tusaale ahaan, IRS waxay u oggolaatay lacag goynta loogu talagalay barkad ay dhiseen bukaanka osteoarthritis. Dhakhtarkiisi wuxuu dabaashaa dhowr jeer maalintii maalintii daaweynta. Waxa uu dhisey barkad gudaha ah oo leh meelo gaar ah oo loogu talagalay iyo qalab hawleedeed. Marka la eego sifooyinkaa, IRS waxay soo gabagabeeyeen in barkadda si gaar ah loogu talagalay inay bixiso daaweyn caafimaad.
Kharashka ganacsiga Vs. Kharashka Caafimaadka
Qado kale oo ku saabsan xaddidaadda 7.5% waa marka kharashyada loo bedeli karo wax kale. Qaar ka mid ah kharashyada ayaa laga jari karaa kharashka ganacsiga halkii laga bixin lahaa kharashyada caafimaadka. Dalbashada ganacsiga ka-dhimista laguma xadidayo 7.5% xaddidaadda. Haddii aad naafo tahay oo aad leedahay kharashyo lagama maarmaanka u ah inaad shaqeyn kartid (kharashyada shaqada ee khasaare ahaan la xiriirta), waxaad qaadan kartaa kharash ganacsi kharashyadan, halkii aad ka bixin lahayd kharashka caafimaadka. Adigu waad naafo tahay haddii aad leedahay:
- Naafonimo jidheed ama maskaxeed (tusaale, indho la'aan ama dhago la'aan) kuwaas oo si xad leh u xaddidaya shaqadaada
- Dhibaato jidheed ama maskaxeed (tusaale ahaan, maqalka ama maqalka culus) oo si weyn u xaddidaya hal ama in ka badan oo ah hawlahaaga nolosha, sida hawlaha gacanta, socodka, hadalka, neefsiga, barashada, ama shaqada
Waad ka jari kartaa qarashaadka la xiriira khidmadaha ganacsiga haddii ay yihiin:
- Waxa lagama maarmaan u ah inaad shaqadaada si qumman u qabato
- Alaabada ama adeegyada aan loo baahneyn ama loo isticmaalin, marka laga reebo dhacdooyinka, hawlahaaga shaqsiyeed
- Lama caymisnayn sharciyada cashuurta dakhliga.
Haddii aad iskaa u shaqeysid waxaa lagaa jarayaa jadwalkaaga jadwalkaaga. Haddii aad tahay qof shaqaale, kharashyada ayaa ku qoran Foomka 2106.
Kharashka aan la Lahayn
Kharashyada badan, inkastoo ay u muuqato in ay la xiriirto daryeelka caafimaadka ee arthritis-ka, gaar ahaan aan laga goyn karin. Tusaale ahaan waa kharashka daawooyinka la iibsan karo (xitaa haddii aad haysatid takhtar takhtar). Daawooyinka la iska iibsado sida:
- aspirin (Bayer, Anacin, iwm)
- Ibuprofen (Advil, Motrin)
- Ketoprofen (Orudis)
- naproxen (Aleve)
- acetaminophen (Tylenol, Excedrin, iwm)
Si kastaba ha noqotee, qaar ka mid ah miisaaniyada iyo kuwa aan rijeetada qorin ayaa weli si buuxda u goosan kara .
Intaas waxaa sii dheer, marijuana caafimaad ahaan loo qoray, oo hadda loo yaqaan "marijuana caafimaad," ayaa sidoo kale lagu xukumay mid aan loo baahnayn.
Diiwaangelinta Muhiimka ah iyo Dukumentiyada
Marka laga jari karayo kharashyadan caafimaad waa inay si sax ah u diiwaangeliyaan rasiidhada. Waa inaad haysataa talobixin qoraal ah oo dhakhtarkaaga ka hadlaya baahida caafimaad. Kharash kasta oo loo arko shakhsi halkii uu ka ahaan lahaa caafimaad ma aha mid laga jari karo. Tani waa inayan ku niyad jabin inaad ka jarto kharashyada caafimaadka ee sharciga ah. Sharciyada canshuurtu waa kuwo adag oo weligoodba isbeddela.
IRS waxay fiirinaysaa jaraa'idyada caafimaadka ee weyn si loo hubiyo inaad heshid talo bixin canshuureed khabiir ah. Talo-bixinta dhakhtar ma hubinayso oggolaanshaha IRS. IRS waxay ka doodi kartaa baahida caafimaad ee kharashka xitaa haddii talo bixinta dhakhtarku bixiyo.
Maqaalkani ma aha mid bedel u ah adeegyada xisaabinta xirfadlayaasha. Fadlan la tasho xirfadle canshuureed u leh jawaabaha su'aalahaaga gaarka ah.
By Richard Eustice, oo ah xirfadle canshuur hore oo ka badan 15 sano, horay uga fariistay curyaan ka timid rheumatoid arthritis.
> Ilo:
> Canshuurta dakhliga, JKLasser; Liberty Tax, Robert C. Carlson, JD, CPA
> Buugga Aqoonta Canshuurtu, Nooca Guddiga
> Qoraalada, Arthritis Maanta Magazine Nov / Dec96