Intee in le'eg ayaad bixinaysaa?
Medicare Qaybta D waxay bilowday inay bixiso caymiska kharashka daawada ee 2006. Kahor intaan la gaarin, dadka waayeelka ahi waa inay naftooda u fiicnaadaan. Culayska kharashka daroogada ayaa sarreeya dadka Maraykanku u dhexeeyo 65 illaa iyo 79 sano buuxsan 27.3 daawooyinka rijeetada sannadkiiba iyo kuwa ka weyn 80 sano buuxinta 29.1 daawooyinka sanadkiiba.
Maanta dadka waayeelka ah waxay qaadan karaan qorshaha Qaybta D, waxay bixiyaan lacagta caymiska bishiiba, waxayna bixiyaan lacag dhimis aan qaali ahayn ama bixinta lacagta caymiska ee kharashka daawooyinkooda.
Dhibaatadu waxay tahay in Qeybta D leeyahay faraan caynsanaanta caansan oo loo yaqaano daloolka dhuunta iyo ma aha mid aad u dhadhan fiican.
Qaybta D waxay bixisaa caymiska ilaa qadar lacageed oo qaddar ah (qiyaas cunista hal dhinac oo ka mid ah dameerka), ka dibna hoos u dhig dakhliga (u maleynaya helitaanka aagga madhan ee dhexda) oo dib u bilaabo qadarka ka dib qadar lacag ah dhinaca kale ee dameerka).
Sannad kasta Medicare wuxuu dejiyaa xadka caymiska qeybta ugu horeysa ee deeqda, daloolka horay u-bixiyay. Waxa aad bixiso iyo waxa Medicare bixiya daawooyinkaaga ayaa lagu xisaabtamayaa xadadan kharashka. Qiimaha bil-dhaafka ah laguma xisaabinayo kharashyadaas oo aan sameynin daawooyinka aan daboolin qorshahaaga Qaybta D ama daawooyinka laga soo iibsaday dalalka kale.
| Kharashyada aad bixiso | Qarashka lagu iibsado Medicare Pays |
| Qaddarka Medicare wuxuu bixiyaa daawooyinkaaga |
Ka dib markaad isticmaashay qaddarka xadka caymiska, waxaad gashaa daloolka deeqda.
Marka Qaybta D bilaabato, waxaad ku jawaabi lahayd inaad bixiso 100 boqolkiiba kharashka daawadaada. Hadda Medicare wuxuu bixin doonaa boqolkiiba qiimaha kharashka ah isla markaana lacagtaasi waxay kordhineysaa sanadkaaga oo dhan iyada oo laga mahadcelinayo Obamacare. Obamacare wuxuu doonayaa inuu xiro daloolka deeqda ee sannadka 2020 .
| Sannad | Magaca Daroogada | Maandooriyaha Guud |
| 2015 | 55 boqolkiiba | Boqolkiiba 35 |
| 2016 | 55 boqolkiiba | 42 boqolkiiba |
| 2017 | Boqolkiiba 60 | 49 boqolkiiba |
| 2018 | Boqolkiiba 65 | 56 boqolkiiba |
| 2019 | 70 boqolkiiba | 63 boqolkiiba |
| 2020 | 75 boqolkiiba | 75 boqolkiiba |
Waxaad ku xayirtay daloolka dhuunta ilaa aad ka qaadato qadar dollar ah oo sanad walba dhigay Medicare. Shirkadaha dawooyinka ayaa ku siin doona qiimo dhimis boqolkiiba 50 ah daawooyinka magaca caanka ah inta lagu jiro godka dufanka. Lacag kasta oo ay ku bixiso qorshahaaga Qaybta D kuma xisaabtamayso qadarkan. Mar labaad, kharashyada bilahaaga ah iyo kuwa la soo bandhigay ama daroogada shisheeye laguma xisaabinayo baahida daloolka dufanka.
| Kharashyada aad bixiso | Kharashyada kale |
| Qadarka daawo-bixinta ayaa bixisa daawooyinkaaga magacaaga ee magacaaga (ma aha daawooyinkaaga guud) Maxay qorshehaaga Qeybta D bixinta MAALINAYSA |
Ka dib marka aad kharashka ku bixisay daloolka dufanka, waxaad ku soo gashay caymis dab-demis ah oo aad ku bixiso koontooyin lacag la'aan ah daawooyinkaaga illaa dhamaadka sanadka. 1-dii Janaayo, geeddi-socodku wuxuu bilaabmaa mar kale.
| Caymiska Daroogada | 2015 | 2016 |
| Xadka Kordhinta ee hore | $ 2,960 | $ 3,310 |
| Donut Dole | $ 1,740 ($ 4,700 wadarta kharashka guud ee sanadka) | $ 1,540 ($ 4,850 wadarta kharashka guud ee sanadka) |
| Caymiska Masiibada |
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Daloolka dhuunta wuxuu noqon karaa fikrad khafiif ah si loo fahmo. Waad ku mahadsan tahay 2020, waxay noqon doontaa mid fudud oo la xidhiidha xidhitaanka daloolka deeqda.
Xigasho
Isbeddelada Isticmaalka Daryeelka Caafimaadka iyo Daawooyinka. IMS Institute for Informatics. http://www.imshealth.com/deployedfiles/imshealth/Global/Content/Corporate/IMS%20Health%20International/Reports/US_Use_of_Meds_2013/Percent_population_prescriptions_per_capita.pdf Munaasabada Agoosto 12, 2015.