Terabiga Xarunta ama Gurigaaga
Haddii aad tahay qof Maraykan ah badankood, waxaa jiri doona wakhti markaad ka faa'iideysan karto daaweynta jirka, shaqada ama hadalka. Mahadsanid, Medicare wuxuu bixiyaa adeegyadan dhammaantood isqor-gelinta. Sannadkii 2012, Medicaid ayaa daboolay faa'idada 39 dawladood.
Daaweyn jireed iyo daaweyn shaqeyn ah ayaa badanaaba isbeddelaya marka ay hadlaan. Runtu maaha kuwo isku mid ah.
Daaweynta jireed waxay ujeedadeedu tahay in lagu daaweeyo ama ugu yaraan horumariyo naafanimada halka daaweyn xirfadeed uu kuugu sheegayo sida loola shaqeeyo naafanimadaas. Tusaale ahaan, daaweynta jireed waxay xoojisaa dhaawac garabka laakiin dhaawaca shaqada wuxuu kaa caawinayaa inaad garbahaaga isticmaashid hawlo maalmeedka. Daaweynta hadalka ayaa sidoo kale hoos timaada adeega daaweynta waxayna noqon kartaa mid si gaar ah waxtar u leh ka dib istaroogga .
Daaweyn ma u baahan tahay Caafimaad?
Ma heli kartid daaweyntaada sababtoo ah waxaad rabto. Waa inay jiraan sabab caafimaad oo la caddeeyey oo Medicare ama Medicaid ay u bixiso. Tani macnaheedu waa in bixiyahaaga daryeelka caafimaadku kugula talinayaan lambar aqoonsi oo habboon oo u hoggaansama amarka daweynta.
Haddii Medicare ama Medicaid ay diidaan codsiga daaweynta, waxay noqon kartaa in calaamad muujinaysa cillad khalad ah. Waa inaad la xiriirtaa bixiyahaaga daryeelka caafimaadka si aad u aragto in xeerka kale loo isticmaali karo in lagu daro taageerada kiiskaaga.
Miyaad Ka Heli Kartaa Guriga Guriga?
Dadka badankood waxay u wadi doonaan xafiis ama xarun si ay u dhameeyaan kulamadooda teraabiyada laakiin dadka qaar ma heli karaan macquul ah inay ka baxaan guriga.
Xaaladahan, daaweynta guriga ayaa laga yaabaa inay daboolaan Medicare ama Medicaid .
Shuruudda ugu horreysa waa inaad noqotid guri aad ku nooshahay si aad u hesho adeegyada caafimaadka guriga . Sida laga soo xigtay Medicare, tani macnaheedu waa inaadan awoodin inaad ka baxdid gurigaaga adigoon ku caawino, ka tagista gurigaaga waa canshuur ahaan ama xaaladdaada caafimaad waa mid aad u culus oo kugula talineysa inaad ka baxdid guriga.
Shuruudda labaad waxay tahay in daaweyntu ay sameeyaan xirfadle uqalma oo "ammaan ah oo wax ku ool ah" u dejiya barnaamij lagu hagaajinayo ama ugu yaraan xajin doono xaaladdaada. Guud ahaan, adeegyadu looma jeedo in ay weligood sii socdaan, laakiin waa inay kudhacaan waqti macquul ah si ay u gaaraan himilada loogu talagalay.
Intee in la eg ayuu kaa caawin karaa?
Ma jiro tiro khaas ah oo booqasho laguu oggol yahay. Taa baddalkeeda, kulannada daaweynta waxay ku kooban tahay qiimaha wadarta. Iyada oo ay ku xiran tahay daaweeyaha aad isticmaashid iyo haddii ay aqbalaan meelaynta , waxaa lagugu soo dallici karaa wax ka badan ama ka yar. Sida adeegyada kale ee Medicare-daboolay, waxaad bixin doontaa boqolkiiba 20 caymiska oo ah cashar kasta.
Sannadka 2016, Medicare waxay u oggolaanaysaa $ 1,960 daaweynta jirka iyo daaweynta hadalka oo isku dhafan iyo $ 1,960 oo kala duwan oo loogu talagalay daaweyn xirfadeed, yar yar oo ah $ 40 kobcinta faa'iidooyinka laga bilaabo 2015. Tan waxaa loo yaqaanaa daaweynta teraabiyada. Daboolka daweynta ma khuseeyo cosbitaalka Maryland illaa 2016.
Fahmidda Qeybta Therapy Cap
Gaaritaanka daboolka daaweynta macnaheedu maahan in daweyntaada ay joojiso. Adiga iyo daaweeyahaaga ayaa rafcaan u qaadan kara daryeel dheeraad ah. Daaweeyahaagu waa inuu ku qoraa shaxankaaga wuxuuna sharaxaa sababta fadhiyada dheeraadka ah ee caafimaad ahaan loo baahan yahay. Ma jiraan wax gunno ah Medicare wuu ku raacsan yahay talooyinkooda.
Waxaa laguu oggolaan karaa daaweyn dheeraad ah. Si kastaba ha noqotee, ka dib markii aad $ 3,700 ku bixisay daaweynta jireed iyo daaweynta hadalka oo wadajir ah ama $ 3,700 oo loogu talagalay daaweyn xirfadeed, Medicare ayaa kantarooli doona kiiskaaga. Tani waxay keeni kartaa in la diido daryeel dheeraad ah.
Ilaha:
Xarumaha adeegyada Medicare iyo Medicaid. Adeegyada Daaweynta. https://www.cms.gov/Medicare/Billing/TherapyServices/index.html? redirect = / Adeegyada Daaweynta Daaweynta /. Dib loo eegay Febraayo 16, 2016.
Henry J. Kaiser Foundation Foundation. Macaashka Medicaid: Adeegyada Daaweynta Jirka. http://kff.org/medicaid/state-indicator/physical-therapy-services/.
Medicaid.gov. Faa'iidooyinka. https://www.medicaid.gov/medicaid-chip-program-information/by-topics/benefits/medicaid-benefits.html.
Medicare.gov. Medicare ayaa xaddidaya Adeegyada Daaweynta. https://www.medicare.gov/Pubs/pdf/10988.pdf. Dib loo eegay Janaayo 2016.